Hello! I am Mrs. RME and am here to offer my perspective on our journey to financial independence/FI/ early retirement/FIRE…call it what you want but, basically our journey to FREEDOM. My role at Retirement Made Easy is to convey a spouse’s perspective (and sometimes sympathize with you 😊) for when you think your spouse has gone off the deep end in regard to your personal finances…they might actually be on to something amazing. If/when your spouse suggests eating Ramen for a month to see what that does to your monthly savings rate…that’s a big time NO…every time. It is absolutely critical to be on the same page (and sometimes planet) with your spouse in regard to money. Money is the number one thing couples fight about and can be an enormous elephant in the room. I look forward to sharing my perspective and will offer numerous tips and ideas to help make sure you and your spouse are on the same page!
Workers that are 15-20 years into their career are considered, “mid-career”, and typically fall into the age range of 35-44. For the purposes of this case study, let’s call them 40. The Stats: Age: 40 Salary: $78,385 Spending: $58,784 Credit Card Debt: $2,277 Mortgage Debt: $168,112 Auto Debt: $18,615 Student Loans: $20,219 Amount Saved: $4,200
If you are new to the world of personal finance, welcome! If you have been around for a while, you’ll know that there are numerous spectacular blogs, highly talented authors, and overall some very smart people writing about personal finance. I have learned a great deal from many of these folks. However, if you noodle around most of these sites, you’ll see that most have a very distinctive style they follow. Frugality, real estate investing, small business owner, etc. I had a hard time relating, as it seems these folks had found a niche, and I just felt, well, more average than them.